銆€銆€Chinese banks reported 11.4 percent of capital adequacy ratio at the end of the third quarter, well above the international safety standard of 8 percent, which added evidence that the nation's banking industry was in good shape.

銆€銆€The banks' core assets capital adequacy ratio reached 9 percent, said a report posted on the website of the China Banking Regulatory Commission (CBRC).

銆€銆€Despite of the improved adequacy, bank credit excessively concentrated on certain sectors, which was the most prominent risks facing China's banking industry in the long run, said Wang Huaqing, a senior official of CBRC.

銆€銆€China's banks extended 9.4 trillion yuan in the first three quarters, among which 61.6 percent were medium and long term loans.

銆€銆€"Banks pumped these loans mainly into infrastructure construction, property market and manufacturing sector," Wang said.

銆€銆€He said the country's banking regulator had always attached great importance to the prevention of concentration risks and strictly control the size of loans given to a particular customer.

銆€銆€He also estimated new loans would total 9.6 trillion yuan (1.41trillion U. S. dollars) for the whole year.